Saturday, June 30, 2012

Baltimore Washington Eye Center Announces Fireworks Eye Safety Awareness Month

BALTIMORE, MD, June 30, 2012 /24-7PressRelease/ -- "Contrary to what you might think, there is no safe way for nonprofessionals to use fireworks and the risk of catastrophic eye injury is real and not trivial," commented Baltimore Ophthalmologist Arturo Betancourt, M.D., Medical Director of Baltimore Washington Eye Center.

According to the U.S. Consumer Product Safety Commission, fireworks are involved in approximately 10,000 injuries per year that are treated in U.S. hospital emergency rooms. Of those, 2/3 occurred during the one month period surrounding the July 4th holiday. It is important to note that
- Eyes were the second most commonly injured part of the body!
- Males were injured 3x more than females.
- Approximately 25% of injuries are to children under 15.

Fireworks and celebrations go together, especially during the Fourth of July. But there are precautions parents can take to prevent these injuries. The best defense against kids suffering severe eye injuries and burns is to not let kids play with any fireworks. Do not purchase, use or store fireworks of any type. Protect yourself, your family and your friends by avoiding fireworks. Attend only authorized public fireworks displays conducted by licensed operators, but be aware that even professional displays can be dangerous.

Some general guidelines to be aware of in the event an eye accident and injury does occur, include:
- Do not rub the eye.
- Do not attempt to rinse out the eye. This can be even more damaging than rubbing.
- Do not apply pressure to the eye itself- but protecting the eye from further contact with any item, including the child's hand.
- Do not stop for medicine! Over-the-counter pain relievers will not do much to relieve pain. Aspirin (should never be given to children) and ibuprofen can thin the blood, increasing bleeding. Take the child to the emergency room at once.
- Do not apply ointments or drops. They may not be sterile and may make the area around the eye slippery and harder for the doctor to examine.

According to Baltimore Washington Eye Center Refractive Services Director Brad Spagnolo, M.D., "Once you are seen in the emergency room, please feel free to have your doctor call Baltimore Washington Eye Center at 800-495-3937 as we always have an eye doctor 'on call' to provide consultation and continued care for you."

Baltimore Washington Eye Center is a leading eye care practice serving the greater Baltimore and Washington, D.C. area staffed by a team of Ophthalmologists, Optometrists, Opticians, technical and administrative staff who provide eye examinations for adults and children, cataract surgery and intraocular lens implants (IOL), laser vision correction such as LASIK, diagnosis and treatment of cornea disease, care for diseases of the retina including diabetes and age related macular degeneration (AMD) and diagnosis and treatment of glaucoma as well as contact lenses, eyeglasses, eyewear and optical services. Baltimore Washington Eye Center is conveniently located for patients from Arbutus, Carney, Catonsville, Clarksville, Columbia, Dundalk, Edgemere, Essex, Ellicott City, Ferndale, Glen Burnie, Kenwood, Laurel, Linthicum, Lutherville, Millersville, Odenton, Olney, Owings Mills, Reisterstown, Towson, Parkville, Randallstown, Rivera Beach, Pasadena, Severna Park, South Gate and Woodlawn Maryland.

When you visit Baltimore Washington Eye Center please ask us any questions you might have the best way to protect your eyes with the proper eyewear and lens choices or visit us at http://www.bweyecenter.com or http://www.facebook.com/baltimorewashingtoneyecenter.

SOURCE: Medical Management Services Group, L.L.C.
http://www.aboutcataractsurgery.com
http://www.seewithlasik.com

For additional information, contact:
Phillip Harrington, Baltimore Washington Eye Center, 200 Hospital Drive, Suite 600, Glen Burnie, Maryland 21061, PHarrington@BWEyecenter.com, 800-495-3937.

---
Press release service and press release distribution provided by http://www.24-7pressrelease.com

Source: http://finance.boston.com/boston/news/read?GUID=21696362

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Orion Capsule—Say Hello to the Future of Manned Space Flight [Video]

NASA didn't completely dump the idea of manned extra-terrestrial flight. It just needed some space. Before the agency resumes its manned missions sometime in 2021, NASA will need somewhere to put the astronauts. A new generation of reusable spacecraft, capable of zipping beyond the current limits. Something like the Orion Capsule. More »


Source: http://feeds.gawker.com/~r/gizmodo/full/~3/uRGY80VfARo/orion-capsulesay-hello-to-the-future-of-manned-space-flight

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Friday, June 29, 2012

Washington Medical Center to spend $200,000 on patrols

Washington University Medical Center (WUMC) will spend a total of $200,000 on additional security in the Forest Park and Grove neighborhoods and $100,000 in the Central West End neighborhood from July 1, 2012 to June 30, 2013, said Brian Phillips, executive director of the Washington Medical Center.

The $200,000 investment in security at Forest Park Southeast and Grove neighborhoods, represents a 100 percent increase over the last 12 months, Phillips said. In that neighborhood, the medical center will help fund more than 4,000 hours of additional police patrols each year, which will aid the Grove Community Improvement District, which provides 2,500 hours of patrols each year. Last year, the center spent the same amount, $100,000, on security in the Central West End neighborhood.

The medical center, the Grove Community Improvement District and the Central West End Neighborhood Security initiative all contract with The City's Finest, a provider of off-duty St. Louis police officers, to patrol the neighborhoods. These officers have full arrest powers and work four hour shifts, Phillips said. The hourly cost of each officer is approximately $50 per hour.

WUMC said it has invested ?millions of dollars? into programs like increased lighting, steering wheel lock giveaways, an anonymous tip-line and security patrols to curb crime in the area.

According to the university, between 2000 and 2010, crime was reduced in the Forest Park Southeast neighborhood by more than 50 percent. That reduction has brought total crimes down from more than 750 to below 350 annually, the medical center said.

Website, Multimedia

Source: http://feeds.bizjournals.com/~r/bizj_national/~3/vsgNMOnUa30/washington-medical-center-to-spend.html

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Marijuana Didn't Trigger Miami Face-Eater's Munchies

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Source: http://news.yahoo.com/marijuana-didnt-trigger-miami-face-eaters-munchies-161730689.html

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Video: Romney, GOP responds to health care ruling

Psst: asparagus pee. Are you in the club?

After eating asparagus, about one in five people detects a distinct scent in their urine that, depending on the person, carries a pungent bouquet that?s been compared to a vegetable garden, sulfur, cabbage soup -- or simply cooked asparagus.

Source: http://www.msnbc.msn.com/id/3036697/vp/48003903#48003903

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Thursday, June 28, 2012

Quality Sidings You Could Have for Your Virginia Home











A wonderful east coast state just like Virginia gives mild to severe local weather for locals and sightseers as well. It encounters diverse climate temperatures that runs from hot to chilly. Relentlessness happens via tornadoes, tropical cyclones, and winter storms.

Blowing wind could be likely destructive, and it begins to be so around the rate of 60 mph. For tremendous blowing wind uplift, asphalt shingles are separated and displaced. During a storm, wind-driven rainwater is pushed beneath roofing shingles as well as flashings, ultimately causing internal ruin and leaks. Professional roofing companies credit this devastation to wrong fitting, as roof shingles or sections don't work in destructive weather conditions.

Wind gusts produce inward and outward stresses on property surface areas, and their pressure depends on the direction of the surface area (flat, top to bottom, low-slope). As gusts of wind navigate around the building, pressure heightens and causes uplift. This pulls the foundations apart, particularly if the building is a little too inadequate to resist wind loads. In the event the wind forces its path within, it destroys house windows and enters rooftops and the wall surfaces.

Wind speeds produced by tornadoes are so formidable that owning quality roofs is important to secure VA locals. Aside from merely using reliable brands, roofing should be set up in conformity with valid construction methods laid out in building codes that should withstand wind speeds per building codes. Fulfilling these criteria ensures adequate strength from strong winds, and VA roofing companies can assist residents get the style of roof structure that can secure their residences.

Opposites in temperatures as well as weather condition forms need the form of roofing that can most safeguard your possessions. Contractors have roofing types which will perform to your advantage, and they're going to provide style as well as installation advice that will suit your finances and artistic perspective. The new roofing Fairfax VA residences may have comes from excellent manufacturers which give the finest and most environmentally friendly products for ultimate defense against the weather elements. Contractors in addition provide the industry's greatest warranties, giving you the comfort that you are worthy of.

Simply no work is way too major or not big enough to your service provider. No matter if it's a restoration or maybe improve, they are presently there to offer. With making the kind of roofing Fairfax VA locals deserve, building contractors make certain you get the very best form of support services achievable also. This allows you to try a beneficial roofing works experience, and receive the kind of roofing system which will shield you from rainfall, snowfall, ice, wind flow, and the sunlight.

In addition to acquiring good quality roof structure, you can also ask your own contractor regarding the style of siding Northern Virginia homeowners require. Products include fiber cement from industry leaders as well as vinyl coming from trustworthy brand names. To learn more about twister deterioration, check out paul-a-heckert.suite101.com/bernoullis-principle-and-storms-a21290.

If you have questions, please visit us at www.nvroofs.com for complete details and answers.

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Samsung Galaxy S III - 32GB - blue (Sprint)

With the Samsung Galaxy S III (S3), Samsung has done it again. For the third consecutive year, its flagship Galaxy phone is a tidy package of top-flight specs, approachable design, steady performance, and compelling pricing. Starting its U.S. sales debut with five carriers -- Verizon, AT&T, Sprint, T-Mobile, and U.S. Cellular -- makes this smartphone nearly ubiquitous. Samsung's aggressive distribution strategy gives it a leg up against its chief Android rival, the HTC One X, but it fails to sweep HTC's finest, and Apple fans will scoff at Samsung's imitation Siri.

That isn't to say that the Galaxy S III (henceforth also known as the GS3) does not impress. From the outside in, it has a large, vibrant HD display; Android 4.0 Ice Cream Sandwich; a sharp 8-megapixel camera; 4G LTE support; a zippy dual-core processor; and tons of internal memory and 2GB RAM. The $199.99 price tag for the 16GB version is highly competitive, and that, along with its carrier spread, makes the GS3 priced to sell.

Some have slammed Samsung for formulaic specs and design, and to some extent, the critics are correct. Samsung isn't setting hardware standards with new creations, and the GS3's software additions, while interesting and useful, mostly build off existing Android capabilities. Regardless, Samsung has continued to produce stronger subsequent models than its first Galaxy S home run. There's a reason why the Galaxy S II sold over 50 million units worldwide, and why the GS3's preorder sales smashed U.K. records. Samsung clearly has its formula worked out for making higher-end features familiar, expected, and easily within reach -- and in the all-around excellent Galaxy S3, it shows.

Pricing and availability
I don't usually start a review with pricing information, but in this case, it's worth the bird's-eye view of which carrier offers which capacity of each color when, and for how much.

AT&T Samsung Galaxy S III ($199.99): 4G LTE in 39 markets; simultaneous voice and data; 16GB model available in blue, white, and (later this summer, and exclusive to AT&T) red

Sprint Samsung Galaxy S III (16GB, $199.99; 32GB, $249): 3G now, 4G LTE when Sprint launches its LTE network; Google Wallet, unlimited data option; available in 16GB (blue, white) and 32GB (blue, white) models

T-Mobile Samsung Galaxy S III (16GB, $229.99, $279.99 [Value plan]; 32GB, $279.99, 329.99 [Classic plan]): HSPA+ 42; simultaneous voice and data; available in 16GB (blue, white) and 32GB (blue, white) models U.S. Cellular Samsung Galaxy S III (16GB and 32GB, price TBD): 4G LTE in 6 markets, 3G elsewhere; eligible for carrier points; available in 16GB (blue, white) and 32GB (white) models Verizon Samsung Galaxy S III (16GB, $199.99; 32GB, $249): 4G LTE, 258 markets; eventual global data roaming, voice/data; available in 16GB (blue, white) and 32GB (blue, white) models

This is a review of the 16GB version of Sprint's Galaxy S3 in white.

Design
It won't wow you with neon colors or evocative, industrial design; it doesn't have the sharpest screen on the market; and its body isn't fashioned from ceramic, glass, or micro-arc oxidized aluminum. That said, the Galaxy S3 is about the nicest plastic phone I've ever seen. Likely tired of hearing complaints about how cheap-feeling Samsung phones can be, the company decided to focus instead on making the contours more premium -- without giving up its light, inexpensive, and shatterproof material of choice.

Samsung Galaxy S III

The Samsung Galaxy S III looks and feels smooth, glossy, and far more luxe than previous Galaxy handsets.

(Credit: Josh Miller/CNET)

Peer closely at the phone (it comes in ceramic white, pebble blue, and later a red shade exclusive to AT&T) and you'll see that Samsung has rounded the edges and corners to attain smooth spines and trim pieces all around. The phone designers also intentionally arranged the backing to give the phone more of a unibody feel.

Samsung doesn't shy away from high gloss and sheen in either white or blue models and somehow, it all works. The pebble-blue variety has lighter blue spines than its steel gray-blue backing, and I like the brushed-metal grain to its uncompromisingly plastic finish. In addition, the phone has felt good in my hand every time I've picked it up since CTIA. It's slick and touchable, and seems to warm to the touch, which gives it the sense that it's conforming to your grip. Though smooth, the GS3 isn't slippery, and although fairly light (at 4.7 ounces, just a tad heavier than the One X), it doesn't feel like it's missing a battery or other essential components. The handset's highly reflective surfaces are its most major design flaw.

When it comes to size, the GS3 is a big device. At 5.4 inches tall and 2.8 inches wide, it's slightly larger and thicker than the Samsung Galaxy Nexus. Samsung seems to enjoy pushing the envelope when it comes to creating smartphone displays that border on minitablet territory (the 5.3-inch Galaxy Note even became a cult hit, with about 7 million global sales.) Yet, the handset's slim 0.34-inch width, contoured sides, and glossy coating add up to that comfortable handhold.

My hands are fairly small, so I passed the phone around to see what others thought, regardless of their personal phone choice. Most initially found the GS3 large, but warmed up to it as they played around. Those with smaller hands than mine generally thought it too big. Almost all of them commented on the light weight. My colleagues also stuck the GS3 in front, back, shirt, and jacket pockets; everyone found a way they said they'd carry it (which really only proves that CNET editors are a resourceful bunch.)

Samsung Galaxy S III

Press and hold the GS3's home button to surface your recent apps. Double-press to launch S Voice.

(Credit: Josh Miller/CNET)

Above the screen are the proximity and ambient light sensors, the indicator LED, and a 1.9-megapixel front-facing camera. Below it is a physical home button, which Samsung managed to keep in this handset, as opposed to the typical soft-touch navigation buttons we often see in Android phones. In general, I can get behind this kind of button, but the GS3's is slightly less comfy in its squashed and narrow form than if it were a larger rectangle or a square. Flanking this button are the back key and the menu key, which fade after a few seconds of use. It's interesting that Samsung kept its menu button rather than the default recent-apps tab in Ice Cream Sandwich. You can still view recent applications by holding down the Home button.

On the right spine is the power button, and on the left you'll find the volume rocker. You'll charge through a Micro-USB power button on the bottom, and listen to audio through the 3.5mm headset jack up top. The 8-megapixel camera lens and flash are on the rear, with the microSD card slot and Near-Field Communication (NFC)-capable battery behind the back cover. The Galaxy S III takes a Micro-SIM card.

All about the screen: In terms of screen size, the Galaxy S III's 4.8-inch HD Super AMOLED display (with a 1,280x720-pixel resolution) fits right between the Galaxy Nexus (4.65 inches) and the Galaxy Note (5.3 inches), both of them honkers on their own. It's almost identical to the HTC One X (4.7 inches.) How much you like the size depends on your preference for large-screen phones. If you like 'em on the smaller side, you'll find this excessive. If you enjoy having more screen real estate for reading and watching videos, you'll likely approve.

Samsung Galaxy S3

The HD Super AMOLED screen on the Galaxy S3 (center) was dimmer beside other top smartphones, the HTC One X (top) and iPhone 4S (bottom).

(Credit: Josh Miller/CNET)

Samsung's new flagship phone is one of the first handsets to use Corning's Gorilla Glass 2, a thinner, lighter, more responsive cover glass material that the two companies also say lets colors shine brighter. I definitely noticed the screen's sensitivity; at times I barely had to brush the display for a response. Colors looked bright and vibrant with the phone in a dark setting, but slide to full brightness and the screen sometimes seemed dark, especially when compared with other phones at full throttle.

Like typical AMOLED displays, the GS3 overdoes it on the greens, which stand out more than on phones with LCD screens, or when you view photos you took yourself. I downloaded a high-res image with varying contrasts and colors on five phones, also at peak brightness -- the GS3, Galaxy Nexus, Galaxy Note, iPhone 4S, and HTC One X. The Galaxy Note's resolution was a little looser than that of the other four because of its lower pixel density. The GS3 showed a much dimmer picture than the Galaxy Nexus did. Colors on the HTC One X and iPhone 4S were bright and looked truer to life. Blacks looked blacker on the Nexus' AMOLED screen, but there was far more detail throughout the images on the One X and iPhone 4S, which both use LCD screens with in-plane switching (IPS.) From there, quality was a tossup, with some features of the image looking better on the iPhone, and some looking better on the One X.

Don't get me wrong -- the GS3's screen is still lovely when you aren't peering at it side by side with another screen, but the comparative image darkness is a little disappointing, and was especially noticeable in my sunny-day photo and video shoots. Part of the screen dimness problem is that some apps, like the browser, were actually less bright by default. Even when I changed system settings to full blast, the browser remained dimmer until I changed its individual brightness setting. In general, I appreciate Samsung's power-saving checks and balances, but checking settings throughout the phone was confusing.

Interface and OS
Android 4.0 Ice Cream Sandwich looks great on the GS3, especially because Samsung used a lighter hand with its TouchWiz interface than on previous versions. That said, Samsung hasn't fully adopted all of Google's visual cues, like the ICS menu (I personally miss this interface touch.) With TouchWiz, Samsung is able to add things like gestures and systems control access in the notifications pull-down. There are also the unique additions that Samsung tacked on to Android Beam.

Samsung Galaxy S3

Android Beam gets a boost in S Beam, which can share videos and photos with a tap.

(Credit: Josh Miller/CNET)

Not every one of the GS3's special additions is essential, and some, like sharing content through AllShare Play and GroupCast, are unnecessarily complicated to set up and use. While Samsung deserves kudos for brainstorming and implementing these features, customers will care more about overall camera performance than the capability to tag friends' faces in photos.

S Beam: Built on top of Android Beam for Ice Cream Sandwich, the Samsung-only S Beam wields NFC and Wi-Fi Direct to "beam" larger-file photos, videos, and documents -- that's in addition to Android Beam's capability of sharing URLs, maps, and contact information. Behind the scenes, NFC initiates the handshake, and the Wi-Fi Direct protocol takes over for larger files. The combination isn't groundbreaking, perhaps, but Samsung deserves credit for packing it up in one seamless action. As with Beam, you won't have to do more than press the backs of the phones together, confirm the beam, and pull the phones apart. The larger the file, the longer it usually takes for the transfer magic to happen.

S Beam worked flawlessly every time I tried it. Samsung really does get a high-five for this addition, which goes beyond simple cleverness to actual usefulness.

S Voice: And then there's S Voice. Samsung's answer to Apple's Siri, S Voice is a personal assistant that plumps up Android's built-in Voice Actions into the more personal format that Apple popularized with Siri. Vlingo powers S Voice on the listening and interpretation front (Siri uses Nuance), and sources answers from databases like Wolfram Alpha. You launch S Voice by double-pressing the home button, and can wake up S Voice in between commands by saying, "Hello, Galaxy" (this is optional and drains the battery faster.)

Samsung Galaxy S3

You can do a lot with S Voice (left), but only if it understands you (right.)

(Credit: Jessica Dolcourt/CNET)

S Voice can launch apps and turn-by-turn navigation; switch into driving mode; voice-dial; tweet; get the weather; compose a memo; search contacts; and schedule tasks. It can also take a photo, place and answer calls, search the Web, adjust the volume, send e-mail and text messages, record voices, and launch the native music player. It also ties into Android 4.0's lock screen security, so you can use your voice to unlock the phone. As a bonus, you can program four of your own voice commands to open the camera, record your voice, and check for missed calls and messages.

S Voice sounds great in theory, but it didn't work well. Sometimes it didn't work at all. Throughout my testing period, I used S Voice extensively, asking the phone to perform the full range of tasks. Sometimes it delivered what I wanted immediately, like driving directions or turning Wi-Fi on and off. Other times, it must have stuffed cotton in its digital ears and repeatedly garbled or blanked on what I wanted. My favorite was when it knew exactly what I said, repeated my command (you can choose voice feedback in addition to text,) and then did nothing. There was also the time that S Voice stalled on deleting an alarm, then ignored my subsequent request to finish the first one.

Samsung Galaxy S3

S Voice is Samsung's garbled answer to Apple's Siri.

(Credit: Josh Miller/CNET)

On the whole, S Voice is more rigid than Siri about syntax and the software takes a while to process. Unless I'm driving or otherwise hands-free, I find it faster and less frustrating to set your own alarm, or turn on driving directions before engaging the ignition. Siri also has its share of slowness and interpretation issues, but it's performed more consistently for me in my tests. In my S Voice versus Siri showdown, Apple's assistant trounced S Voice in a poor showing that makes S Voice seem more like a beta product than a Siri substitute.

Sharing software: Multimedia sharing is a Galaxy S3 emphasis, with four main ways to share your stuff through different means, like DLNA and Wi-Fi Direct protocols.

AllShare Play uses DLNA to share multimedia across your Samsung TVs, tablets, and phones, so you can play a video you shot on your phone on the TV, and do things like control the volume from your handset. A Web storage element has you access content on your other devices by tapping into a third-party client, SugarSync.

Samsung Galaxy S3

Face recognition software prompts you to tag yourself and your friends, even on photos taken with the front-facing camera, like this one.

(Credit: Josh Miller/CNET)

GroupCast, which you can use as a presentation service, uses AllShare Play. It takes seven steps (including a password and PIN number) to set up the share, but once you do, you can share a folder -- like slides or photos -- across all phones you've invited into the GroupCast. Any device can control the screens, and annotate with pen strokes that fade after a few seconds. Samsung should let the GroupCast leader lock it down.

Buddy Photo Share is a neat optional in-camera feature that can e-mail or text a freshly shot photo to the person you tag in it. Photos show up in a "received" folder in the recipient's gallery.

ShareShot is a camera shooting mode that uses Wi-Fi Direct in the background to automatically send photos to your friends as you shoot them, instead of e-mailing them after the fact. Multiple people can get in on the deal -- so long as they're within about 100 yards, about the length of a football field. Photos also appear in the gallery. You lose ShareShot when you switch shooting modes.

My problem with these tools is that some of them have unintuitive and disjointed user experiences. It isn't always obvious how to get to a feature, how to sign others up, and how to find your shared content afterward.

Features
An Android Ice Cream Sandwich phone through and through, the GS3 is fully loaded with all the Google goodies, and then some. There are the Google apps and services, like Gmail, Maps with turn-by-turn voice navigation, a music player, and YouTube, to name just a few. Wi-Fi, GPS, Wi-Fi Direct, and Bluetooth 4.0 are other communication features, along with NFC (which powers stuff you can do with TecTiles and Google Wallet.)

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Wednesday, June 27, 2012

Asian stocks up slightly on improving US home data

(AP) ? Asian stock markets edged up Wednesday as rising home prices in the U.S. eased jitters over the robustness of the world's No. 1 economy.

A report showing that U.S. home prices rose 1.3 percent in April, indicating an uptick a sector closely tied to the health of the overall economy, helped send Wall Street higher on Tuesday. The increase in April was the first in seven months.

The data was a sorely needed bright spot amid signs that a solution to Europe's debt crisis is not close at hand. Hong Kong's Hang Seng rose 1 percent to 19,174.18. Australia's S&P/ASX 200 added 0.7 percent to 4,040.70. South Korea's Kospi was marginally higher at 1,818.81.

Japan's Nikkei 225 gained 0.3 percent to 8,686.42 as traders awaited the start Thursday of a summit in Brussels where European Union leaders will try to reach an agreement on dealing with the continent's chronic debt crisis.

Analysts said investors were refraining from big moves ahead of the EU summit, which is the latest attempt to calm a financial crisis roiling the 17-nation euro currency union.

"Buying interest is not strong. Right now the overall market is quite cautious," said Linus Yip, a strategist at First Shanghai Securities in Hong Kong. He said he thought it unlikely that a breakthrough would take place at the summit, given the reluctance of Germany to accept the idea of eurobonds or a banking union that might expose it to the risks of smaller countries hobbled by recessions and debts.

Among individual stocks, Japan's Sony Corp. fell 1.2 percent after frustrated shareholders approved Kazuo Hirai as new president and chief executive. Sony reported its worst loss in its 66-year corporate history for the business year ended March.

Meanwhile, Tokyo Electric Power Co., whose damaged power plant set off a nuclear crisis following Japan's 2011 earthquake and tsunami disaster, fell 3.1 percent as shareholders met to weigh the company's future.

Chinese property shares posted solid gains. Hong Kong-listed China Resources Land Ltd. added 2.6 percent and China Overseas Land & Investment gained 2.7 percent.

Worrisome developments in Europe have kept markets in check. Spain's borrowing costs jumped Tuesday in a pair of short-term debt auctions, the latest sign that investors are hesitant to lend the country money. The day before, the credit rating agency Moody's lowered ratings on 28 Spanish banks.

Markets have also been battered by signs of withering economic growth around the world. Manufacturing has slowed in China, and hiring has weakened in the U.S. Analysts said some easing of monetary policy by China could help improve the outlook for growth in the world's No. 2 economy, but that a major gesture by the Chinese central bank was not expected.

On Tuesday, the Dow Jones industrial average rose 0.3 percent to close at 12,534.67. The Standard & Poor's 500 index gained 0.5 percent to 1,319.99. The Nasdaq composite rose 0.6 percent to 2,854.06.

Benchmark oil for August delivery was up 7 cents at $79.43 a barrel in electronic trading on the New York Mercantile Exchange. The contract fell 15 cents to settle at $79.36 in New York on Tuesday.

In currencies, the dollar fell slightly to 79.43 yen from 79.47 yen late Tuesday in New York. The euro was nearly unchanged at $1.2500.

Associated Press

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Yankees put CC Sabathia on DL with groin strain

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Jim Cramer says, ?Contrarian Investing? Forget About It?

by Jason Jenkins, Investment U Research
Wednesday, June 27, 2012

Jim Cramer says, ?Contrarian Investing? Forget About It?

Contrary to Cramer's belief, contrarian investing works. Just ask the likes of Warren Buffet, George Soros, John Templeton, David Dreman, and Jim Rogers.

A couple of weeks ago Mad Money host Jim Cramer made the above declaration regarding contrarian investing. He went on to say, ?I think it?s wrong. I think it doesn?t matter? I think it?s really a treacherous way to invest.?

I was a little baffled when I saw excerpt. Then I saw the editorial written by Producer Drew Sandholm where he gave the following definition of a ?contrarian investor:?

?In the investment world, a contrarian is someone who takes a position that differs from the majority. If a particular sector is ?hated? by most investors, a contrarian might want to buy in. After all, if few investors like the sector, a contrarian thinks there are few people left to sell, making it immune to big declines.?

Sandholm went on to write that Cramer feels the strategy to be ?too hazardous? to recommend. It infers that contrarian investing is based purely on sentiment and that investors should be using fundamentals and research to decide which companies to invest in.

However, here at Investment U, we don?t feel these two things are mutually exclusive. You can still look for solid fundamentals in regions and sectors that were abandoned by ?the herd.?

For instance, Alexander Green recently wrote about finding fundamentally sound companies in the beaten-down natural gas sector.

Contrarian Investing is Based on Fundamentals

Contrarians aren?t rebellious teens, rejecting their parents? way of investing. What the piece misses is that contrarian investing is based on fundamentals. Many times popular investment sentiment is not. Do we need to remind you of the dot com and housing bubbles?

Investment U defines a contrarian investor as someone who believes in independent wealth building and profits rather than the actions of the herd. The key isn?t to go against the grain for the sake of being different, but to find opportunities based on solid fundamentals that are ignored or shunned by everyone else. And if this is done successfully, then you get in on the ground floor and watch profits rise as the rest of the investment world gets a clue.

In Cramer?s defense, I believe he?s specifically speaking about those investors who are looking at whether a sector is under or overweighted compared to the S&P 500 in an attempt to time the market. But that definition doesn?t cover the whole contrarian movement.

The Vast Spectrum of Contrarian Investing

I don?t think anyone out there would call Jim Rogers, George Soros, or Warren Buffett contrarian day traders. However, the contrarian part of that statement is true.

  • Jim Rogers loves buying undervalued assets. What he saw in gold and silver over a decade ago, he currently sees in the agricultural sector. Agriculture prices are ? on a historical basis ? extremely depressed and this is where he sees his next opportunity.
  • On September 16, 1992, Black Wednesday, Soros? fund sold short more than $10 billion in pounds, profiting from the U.K. government?s reluctance to either raise its interest rates to levels comparable to those of other European Exchange Rate Mechanism countries or to float its currency.
  • Warren Buffett is famously ?greedy when others are fearful and fearful when others are greedy.? He focuses on the quality of the business rather than the short-term or near-future share price or market moves. He takes a long-term, large scale, business value-based investment approach that concentrates on good fundamentals and intrinsic business value, rather than the share price. His recent bets on housing are a good example of his contrarian prowess.

So, I do agree with Cramer that investors should avoid investing simply on sentiment. But that?s not our brand of contrarian investing anyways. We look for fundamentally strong businesses in areas where many investors essentially threw the baby out with the bathwater.

Good Investing,

Jason Jenkins

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Tuesday, June 26, 2012

Spain's banks, government co-dependent on debt

FILE-In this June 16, 2012, file photo, a demonstrator holds a life saver in front of the headquarters of Bankia bank during a protest against the Spanish bank in Madrid, Spain. Europe's finance ministers meeting Thursday will try to find common ground on whether to soften Greece's austerity terms, possibly clear a bank bailout request from Spain and discuss new ways to boost confidence in the 17-country eurozone. (AP Photo/Andres Kudacki)

FILE-In this June 16, 2012, file photo, a demonstrator holds a life saver in front of the headquarters of Bankia bank during a protest against the Spanish bank in Madrid, Spain. Europe's finance ministers meeting Thursday will try to find common ground on whether to soften Greece's austerity terms, possibly clear a bank bailout request from Spain and discuss new ways to boost confidence in the 17-country eurozone. (AP Photo/Andres Kudacki)

(AP) ? The Spanish government and Spanish banks are perilously co-dependent.

The financial strength of one hinges on the other, and right now both are struggling for survival.

The Spanish economy, the fourth-largest among the 17 countries that use the euro, is suffering from the aftershocks of a real estate bust that has devastated banks and families. Unemployment is nearly 25 percent and the economy is forecast to shrink 1.7 percent in 2012.

At the request of the Spanish government, euro countries offered up to ?100 billion ($125 billion) in rescue loans for Spanish banks on June 9.

Spain made the formal petition for the aid on Monday, but the terms of the loans ? including the size and interest rates ? have yet to be agreed. They are expected to be made public by July 9 and will likely be discussed at a European Union leaders' summit that starts Thursday in Brussels.

The bank bailout, however, has only made investors more nervous about Spain's financial condition.

Although Spanish banks will agree to pay back the loans with interest, it is the Spanish government that is on the hook if they cannot. In effect, the bank loans will be treated as government debt. And as the country's debt load rises, so does the interest rate it pays to borrow money, a sign that the pool of investors hungry for Spanish bonds is shrinking.

Moody's Investor Service late Monday downgraded its credit ratings on 28 Spanish banks. Moody's said the weakening condition of the country's finances is making it more difficult for the government to support the country's lenders. The rating agency also said the banks are vulnerable to losses from Spain's busted real estate bubble.

One group of investors that isn't shying away from Spanish government bonds is Spain's banks. The amount of Spanish government debt owned by Spanish banks ? yes, the same banks that are about to receive billions in emergency loans ? is rising fast.

"It is as if the government were buying its own debt," says Alejandro Varela of Renta4, a Madrid-based brokerage. "It is like a dog chasing its own tail."

With Spain's economy enduring its second recession in just three years, analysts say the odds are rising that the government will need a bailout of its own. The yield on the country's 10-year bonds surpassed 7 percent last week, the level that pushed Ireland, Portugal and Greece to the breaking point. On Monday, the yield was 6.57 percent.

Here are some questions and answers about the tight relationship between the Spanish government and its troubled banks:

HOW DEPENDENT IS THE SPANISH GOVERNMENT ON SPANISH BANKS?

Two-thirds of Spain's government bonds are owned by the country's banks, pension funds and insurance companies. That's up from 50 percent at the end of last year. By comparison, only 38 percent of French government bonds are held by domestic banks and other financial firms.

In Spain the sharp increase in such a short period signals that foreign demand is falling fast as the country's economic outlook worsens.

Spain has issued ?50 billion in bonds since the start of the year. It plans to issue another ?36 billion by the end of 2012, bringing its total debt to ?608 billion. The economy ministry notes that demand has been strong at recent bond auctions. However, the Treasury has been careful to issue debt in small increments ? about ?2 billion at each auction. And it knows the takers will include those trusty Spanish banks.

WHY ARE SPANISH BANKS BUYING SO MUCH GOVERNMENT DEBT?

They are attracted to the high interest rate on Spanish government bonds. The interest rate, or yield, on 10-year Spanish bonds has of late been the highest it has been since the country joined the euro in 1999. It means financial markets consider Spanish bonds to be a risky investment.

The European Central Bank is making Spanish bonds even more attractive for banks. To help ease the continent's financial crisis, the ECB has provided European banks ?1 trillion in three-year loans carrying an interest rate of 1 percent. Spanish banks, which have borrowed tens of billions of euros under the ECB program, can make a tidy profit simply by pocketing the spread between the interest rates on ECB loans and Spanish bonds.

Analysts say there is another reason Spanish banks keep buying their government's debt: survival. If Spanish banks were to stop buying Spain's bonds at a time when foreign money is fleeing, the government's borrowing costs would rise even higher and so would the threat of default ? on the very bonds held by the banks.

"If something does go wrong, it is Spanish banks that will be hardest hit by that," says Jennifer McKeown of Capital Economics in London.

HOW DOES THE BAILOUT OF SPANISH BANKS ALTER THE EQUATION?

The eurozone's $125 billion package of rescue loans for Spain's troubled banks is supposed to help them deal with huge losses on real estate investments and promote economic growth by making it easier for them to lend money to companies and individuals.

But the rescue package hasn't eased jitters about the country's financial system ? it's worsened them.

Bond investors have reacted to the deal by driving the (country's) government's borrowing rates higher. That increases the likelihood that the government itself will need help from the rest of Europe to get out from under its rising debt burden.

Spain's debt as a proportion of its annual economic output was forecast to be 80 percent this year before the bank bailout existed. With the bank bailout included, the country's debt-to-GDP ratio rises to 90 percent or more, according to some private analysts. When a country's debt burden exceeds 90 percent, it's generally considered bad for an economy's health.

Spain's total debt includes bonds issued by the central, regional and local governments, plus other liabilities, such as unpaid bills to state suppliers.

Spanish banks have also been hurt by the bailout. As the interest rate on government bonds rises, the value of the bonds already owned by banks falls.

HOW MUCH GOVERNMENT DEBT DO INDIVIDUAL BANKS OWN?

Banco Santander, the largest bank by market capitalization in the euro region, holds about ?35 billion in Spanish debt, or about 3 percent of its total assets. It is considered a relatively healthy bank that will not need to tap the $125 billion emergency loan package.

Bankia, SA, which crumbled under the weight of bad real estate loans and was recently nationalized, holds almost ?17 billion in state debt, or 5.5 percent of its total assets. It is one of several big banks that will need billions in rescue loans. CatalunyaCaixa, another bank that needs rescue loans, owns ?3.9 billion in Spanish bonds, or 5 percent of its total assets.

WHAT IS THE LIKELY OUTCOME FOR SPAIN?

The tight link between the Spanish government and its banks is sustainable, but just barely, says Varela of Renta4. The interest rates on Spanish government bonds are high but manageable ? for a short while longer, he says.

Spain's bond yields were even higher before it joined the euro, but back then the economy was growing and tax revenue was increasing. Today Spain's economy is lifeless.

But the government must keep selling bonds. It needs money to finance its budget deficit and repay maturing debt.

If confidence were to drop sharply, and borrowing costs went to 8 or 9 percent, then the appetite for Spanish bonds could evaporate, even among its loyal banks.

"At some point, if people stop financing you, you default," Varela says.

But Varela is betting on a different outcome. Because of Spain's size ? it is the fourth-largest economy in the euro zone ? he believes the ECB will eventually step in to buy Spanish bonds and break the co-dependency of banks and the government.

Associated Press

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Foster Family Adopts Young Boy

BALS? Children?s Law Center was contacted by the care manager of two children in foster care.? The care manager needed an Attorney ad Litem for Devon and his newborn sister, Emma.? Devon?s mother had not seen him since he was born and his father was unknown.? Termination of Parental Rights (TPR) proceedings were just beginning for Devon when his mother was arrested and sentenced to serve time in jail.? A nonrelative friend of Devon and Emma?s mother tried to gain legal custody of the children by claiming to have papers signed by their mother giving the children to the friend.? Devon had lived in a foster home with the same family his whole life and his foster parents desperately wanted to adopt him.? BALS? CLC worked with the Attorney General?s office to persuade the court that Devon and Emma should stay with their foster family and that the nonrelative friend had no claim to the children.? The court ordered that the children remain in the same foster placement.? When Devon and Emma?s mother was released from jail, she failed to appear for the TPR proceedings and the court determined that Devon was free for adoption.? Soon after, Devon was adopted by his foster parents.? His adoptive big brother and big sister were present in the courtroom to welcome him into the family.? Devon?s baby sister, Emma, is scheduled to be adopted by the same foster family in a few months.

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Customer Service After the Sale made Still Pushes Business ...

The letter center customer service boss job description includes major a workforce of 10-20 members depending on the toughness of the business and leading them to reach the monthly workforce targets. The bank customer service manager job description consists of dealing with the actual customers and handling their queries regarding the operating of the reports and other providers offered by the bank.

Tell them with regards to the STAR file format and that you are seeking examples of distinct competencies, allow them to have a few examples on the competencies you are interested in.

Helpdesk services can be found round the clock in an affordable cost if you delegate them. Nevertheless, take the time to see the terms and conditions in the contract when you hire the organization process outsourcing service provider.

The majority of customer service reps are merely doing the job so as to advance inside the company along with gain the information and associates they need to manage their goals. Very last thing that to sit at a desk sporting that bluetooth headset for the rest of their particular lives. Frequently it?s hard to really encourage those individuals and that?s something that division leaders should address. When the employees are failing to take their careers seriously and so are not motivated, it can lead to key trouble.

Generate a customer service mission. This specific begins with pinpointing the significant affects that your company?s services placed on both your own internal and your external customers. Look beyond the apparent features of your product or service or service to search for the benefits they offer to your customers. For example, a company which makes anti-lock brakes really does more than make a product. Their product will ultimately save day-to-day lives.

The success of any business lies on exactly how core employees manage tasks and handle staff members. If you want to achieve a sure organizational success from the individual level up, taking note of this on operations training types-and putting into action them-should be your best task.

Nearly all disabled shoppers will take the business to an organisation which has built some sort of reputation for offering accessible along with disability-friendly customer service so organizations must learn to offer that ahead of the Activities.

The company utilizes its Twitter profile to interact with with customers, nevertheless, also uses the Ceramics Barn YouTube channel to build the particular community online. They?ve got videos including how-to?s for celebration planners, developer profiles and featured goods. By giving advice to buyers and offering them a story past the products Ceramics Barn gives consumers much more than only a product and therefore builds up a terrific relationship using them ? a proactive form of customer service.

The issue is, you can?t resolve what is not really broken. To be able their clients received decided not to complain, they were not one the smarter as to their particular customers disapproving or being disappointed with their service.

Service Retrieval ? Marriott Hotels makes use of the service healing acronym LEARN: Listen, Empathize, Apologize, Answer, Notify (your current supervisor and also co-workers so that it does not happen again to future customers). Other businesses use the acronym LAST: Listen. You are. Solve. Thank (the customer for bringing the matter to your awareness). What are the service retrieval steps that you simply expect every employee to take when confronted with some sort of dissatisfied customer?

For more information about drain cleaning in springfield, plumbing in hilliard, commercial plumbing in reynoldsburg, and commercial plumbing in zanesville, just visit this site: http://www.mmcdplumbing.com/

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A One-Two Punch for Your Physique ? Scottsdale Personal Training

If you want to get in the best shape of your life, Scottsdale Personal Trainers suggest trying this technique on for size. It?s called SUPERSETS. A superset is two exercises performed back-to-back, without resting in between.

For example, let?s say you do a set of bench presses. As soon as you?re done, follow it up immediately with a set of lat pulldowns. After you?re done with that back exercise, you can rest. Then, repeat the process.

Working out this way burns tons of calories, according to Scottsdale Personal Trainers, mainly because of the intensity ? you?re not resting in between sets. Supersets also stimulate the production of Growth Hormone (GH) in your body. GH is the hormone that helps you both burn fat and build muscle.

Think of supersets as a one-two punch that works your muscles, your heart and lungs (think cardio). Here?s a sample superset workout by Scottsdale Personal Trainers you can start using right away.

Antagonistic SUPERSET Workout

For this workout, you?re going to work opposing muscle groups. For example, you?ll work chest then back?biceps then triceps?quads then hamstrings.

SUPERSET #1

Dumbbell Bench Press ? Grab two medium weight dumbbells. Lie on a flat bench. Press the dumbbells up toward the ceiling. Do 10-12 reps.

Bent Over Barbell Row ? Grab a light to medium-light weight barbell. Bend over about 45 degrees while keeping your lower back straight and flat. Hold the barbell palms down and let your arms hang straight in front of you. Bend your elbows and lift the barbell toward your sternum. Do 10-12 reps.

Rest 60 seconds and repeat this superset two more times, resting 60 more seconds at the end of the superset.

SUPERSET #2

Biceps Dumbbell Curl ? Grab two light to medium-light dumbbells. Stand and let your arms hang to your side. Curl both dumbbells up at the same time, and turn your palms to face your body. Then bring the weights down. Repeat 10-12 times.

Triceps Pushups ? Get into pushup position. Bring your hands close together, so that your thumbs are basically touching each other. Slowly lower down and then press back up. Do 10-12 reps.

Rest 60 seconds and repeat two more times, resting 60 seconds after the superset.

SUPERSET #3

Jump Squats ? Stand with your feet shoulder-width apart and squat down. Jump up as hard as you can, and reach your hands up to the ceiling. Repeat 20-30 times.

Stiff Leg Deadlifts ? Grab two medium weight dumbbells. Stand upright holding the dumbbells at your thighs with your arms straight and your feet hip-width apart. Lower the dumbbells to just below your knees shifting your hips back and keeping your legs straight and back flat. Return to the upright start position. Do 10-12 reps.

Rest 60 seconds. Repeat two more times, resting 60 seconds after each superset.

Try this superset workout by Scottsdale Personal Trainers, and once you get comfortable with it, add new exercises. Just make sure you follow the principle of opposing muscle groups. You?ll love how effective and intense it is to work out this way. More than anything else, you?re going to love the results!

Read more health and fitness articles by Scottsdale Personal Trainers here.

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Monday, June 25, 2012

Obama campaigning on Romney's home turf

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Sunday, June 24, 2012

jffcrmr: ?A Book of Beards? for cancer patients and survivors http://t.co/QmViXrzy #Cancer

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Significant sea-level rise in a two-degree warming world

ScienceDaily (June 24, 2012) ? Sea levels around the world can be expected to rise by several metres in coming centuries, if global warming carries on. Even if global warming is limited to 2 degrees Celsius, global-mean sea level could continue to rise, reaching between 1.5 and 4 metres above present-day levels by the year 2300, with the best estimate being at 2.7 metres, according to a study just published in Nature Climate Change. However, emissions reductions that allow warming to drop below 1.5 degrees Celsius could limit the rise strongly.

The study is the first to give a comprehensive projection for this long perspective, based on observed sea-level rise over the past millennium, as well as on scenarios for future greenhouse-gas emissions.

"Sea-level rise is a hard to quantify, yet critical risk of climate change," says Michiel Schaeffer of Climate Analytics and Wageningen University, lead author of the study. "Due to the long time it takes for the world's ice and water masses to react to global warming, our emissions today determine sea levels for centuries to come."

Limiting global warming could considerably reduce sea-level rise

While the findings suggest that even at relatively low levels of global warming the world will have to face significant sea-level rise, the study also demonstrates the benefits of reducing greenhouse-gas emissions. Limiting global warming to below 1.5 degrees Celsius and subsequent temperature reductions could halve sea-level rise by 2300, compared to a 2-degree scenario. If temperatures are allowed to rise by 3 degrees, the expected sea-level rise could range between 2 and 5 metres, with the best estimate being at 3.5 metres.

The potential impacts are significant. "As an example, for New York City it has been shown that one metre of sea level rise could raise the frequency of severe flooding from once per century to once every three years," says Stefan Rahmstorf of the Potsdam Institute for Climate Impact Research, co-author of the study. Also, low lying deltaic countries like Bangladesh and many small island states are likely to be severely affected.

Sea-level rise rate defines the time for adaptation

The scientists further assessed the rate of sea-level rise. The warmer the climate gets, the faster the sea level climbs. "Coastal communities have less time to adapt if sea-levels rise faster," Rahmstorf says.

"In our projections, a constant level of 2-degree warming will sustain rates of sea-level rise twice as high as observed today, until well after 2300," adds Schaeffer, "but much deeper emission reductions seem able to achieve a strong slow-down, or even a stabilization of sea level over that time frame."

Building on data from the past

Previous multi-century projections of sea-level rise reviewed by the Intergovernmental Panel on Climate Change (IPCC) were limited to the rise caused by thermal expansion of the ocean water as it heats up, which the IPCC found could reach up to a metre by 2300. However, this estimate did not include the potentially larger effect of melting ice, and research exploring this effect has considerably advanced in the last few years. The new study is using a complementary approach, called semi-empirical, that is based on using the connection between observed temperature and sea level during past centuries in order to estimate sea-level rise for scenarios of future global warming.

"Of course it remains open how far the close link between temperature and global sea level found for the past will carry on into the future," says Rahmstorf. "Despite the uncertainty we still have about future sea level, from a risk perspective our approach provides at least plausible, and relevant, estimates."

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Story Source:

The above story is reprinted from materials provided by Potsdam Institute for Climate Impact Research (PIK).

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. Schaeffer, M., Hare, W., Rahmstorf, S., Vermeer, M. Long-term sea-level rise implied by 1.5? C and 2? C warming levels. Nature Climate Change, 2012 DOI: 10.1038/NCLIMATE158

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

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Saturday, June 23, 2012

Corporate Profits Just Hit An All-Time High ... - Business Insider

In case you need more confirmation that the US economy is out of balance, here are three charts for you.

1) Corporate profit margins just hit an all-time high. Companies are making more per dollar of sales than they ever have before. (And some people are still saying that companies are suffering from "too much regulation" and "too many taxes." Maybe little companies are, but big ones certainly aren't).

2) Fewer Americans are working than at any time in the past three decades. One reason corporations are so profitable is that they don't employ as many Americans as they used to.

3) Wages as a percent of the economy are at an all-time low. This is both cause and effect. One reason companies are so profitable is that they're paying employees less than they ever have as a share of GDP. And that, in turn, is one reason the economy is so weak: Those "wages" are other companies' revenue.

In short, our current system and philosophy is creating a country of a few million overlords and 300+ million serfs.

That's not what has made America a great country. It's also not what most people think America is supposed to be about.

So we might want to rethink that.

Meanwhile, if you want to know more about what's wrong with the economy, flip through these charts:

Okay, Folks, Let's Put Aside Politics And Look At The Facts...

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